Have you have had your house tested? Find out why you should know the radon level in your home: http://blog.foremost.com/radon-the-silent-danger/ 

Employment practice liab claims continue to rise - in 2009 58% of claimants won, avg settlement was $364K, median was $95K Are you covered?

Pay As You Drive or PAYD insurance could reduce your auto insurance up to 30% if you are a good driver or have a short commute?  This involved installing a monitoring device in your car...would you consider this for lower rates?!?!?

Is you home insurance policy full of acronyms?  For damage to your roof - whether you have RC or ACV makes a huge difference to the amount of money you would get to replace your roof.  What type of coverage do you have?  I'll explain the difference later.

You bet...and the type of agent can impact how much you pay for insurance.  Here’s the difference:

Captive agents

• work with a only one carrier
• may have quota to sell other unrelated products
• may have to report any claim inquiries

Independent agents

• offer products from many different carriers
• find a policy thats right for you at a lower premium
• better serve your interests

In these times, many consumers are finding they can drive down the cost of insurance—and the time it takes to select the right policy— by working with an independent insurance agent.

Tell us…..what type of agent do you have?

Welcome to our blog. Please check often to learn of issues that impact your insurance!